Restoration Services strive to make your home or building beautiful and energy efficient while using environmentally friendly sustainable products.
In Mid-Missouri, it’s not uncommon for homeowners to find their siding has been damaged, especially during springtime when the weather brings high winds and hail. Hearing the tell-tale sound of hail pelting your home in the middle of the night means you will be surveying the potential damage in the morning and hoping for the best. Some storms can bring hail that damages your siding badly enough that you will need to involve your insurance company in getting things repaired. Storms can also bring winds strong enough to pull the siding off your home. If you have major siding damage, Manor can help make the insurance claims process a little easier.
There are some crucial steps you will need to follow when getting your insurance company involved in replacing your hail-damaged siding.
If you want to make a siding insurance claim, you will need to provide photos of the damage, so take photos as soon as you’re aware of the damage. You may also need photos of your undamaged siding to compare. Spend some time outside getting photos of the exterior of your home. It’s a good idea to take photos yearly or after any improvements, so you can readily compare “before” and “after” photos if the need arises.
It’s important to know the details of your homeowner’s insurance policy and whether or not it will cover siding damage. If the siding damage is related to extreme weather or storm damage, your homeowner’s insurance policy may cover repairs. Your policy may also cover siding damage caused by non-weather-related dangers such as vandalism, fire and smoke, damage from vehicles, or damage from an aircraft.
Your insurance company may send out their own representative to inspect the damage and make an assessment. However, finding a trusted, local company to assess the damage and give you a quote on the costs to make repairs will help you make an accurate claim. Be sure to only use a licensed and insured local contractor that has experience working with insurance companies. There are many “storm chaser” type contractors who may come knocking on your door to offer an assessment after a storm has blown through your area, but it’s important to know who you are working with, especially when your insurance company is involved.
The Manor team is ready to assist you with all of your siding needs, including assessing damage to make a siding insurance claim and completing the repairs. We have experience working with homeowners who are making siding insurance claims in Columbia and the surrounding areas. We can inspect your siding to determine if you need siding repaired or replaced, and we can complete new siding installations from start to finish. We offer free siding estimates.